Credit cards offer a convenient way to make purchases, but don't be fooled - credit cards are not free money. They are actually high-interest loans that can take years to pay off if not handled responsibly.

 

Before you take charge, you need to know this credit card lingo.

   
 










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Powered by Compare credit cards and find credit card tools and articles at Creditor Web
           
   
Free T-Shirts and pizza aren’t really free! Make credit card companies compete for your business.
   
A roll over, balance transfer or payment consolidation may be right for you.
           
   

Protect yourself from phishing, spoofing and other credit crimes.

   
A web-based, step-by-step guide to budgeting, saving and securing your financial future.
           

Business Invest gives business owners access to capital to start or enhance their businesses with the help of low- interest rate loans.

Community Invest backs low-interest loans to consumers and community development agencies to improve the quality of life in Illinois.

Ag Invest helps farmers offset the rising cost of farming and encourages green business development.
Money Market Fund allows local government entities to pool their investments to gain a higher rate of return for their residents.
Online bill paying gives people with busy schedules a quick and convenient way to pay government bills and fees.